You may be in a circumstance where you owe a debt but you are not able to file for bankruptcy. In such circumstances, it will benefit you to attempt to negotiate the debt with the creditor.
Contact us to Discuss Your Legal Issues
Phone: (213) 534-7769
Car Dealership Fraud and Disputes
If a car dealership lied, failed to disclose, misstated, improperly repossess your vehicle, or is in breach of contract, you have legal rights you can pursue against the dealership.
Chapter 7 Bankruptcy
A Chapter 7 bankruptcy filing allows you to eliminate unsecured debts such as credit cards, medical bills, personal loans, and generally tax debt older than 3 years. Filing Chapter 7 bankruptcy gives you a fresh start financially. When a Chapter 7 bankruptcy is discharged, your credit rating improves as the negative debts are removed and you have an opportunity to rebuild your credit scores.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows you to create a repayment plan to catch up on your debts, especially to your mortgage lender or car dealer if you are trying to avoid foreclosure or prevent repossession.
Debt Settlement
You may be in a circumstance where you owe a debt but you are not able to file for bankruptcy. In such circumstances, it will benefit you to attempt to negotiate the debt with the creditor.
Estate Planning
Creating an estate plan gives you control in anticipating and arranging, during your lifetime, the management and disposition of your assets, while minimizing tax consequences for your heirs.
Fair Credit Reporting
Under the Fair Credit Reporting Act (FCRA), you have a right to the fair and accurate reporting of your credit information. You are also entitled to certain privacy rights concerning your credit information and protection from the misuse of your credit information.
Fair Debt Collection Practices
Federal Fair Debt Collection Practices Act (FDCPA): The FDCPA applies to debt collectors only, not to creditors collecting their debts. Generally, a debt collector under the statute is someone who regularly collects debts owed to others, including: collection agencies, attorneys who collect debts on a regular basis, and companies that purchase delinquent debts and then attempt to collect them.
Personal Injury
If you are physically injured as a result of an accident, you may be entitled to recover damages for pain and suffering, medical bills, and other appropriate damages. Your case needs to be evaluated by our legal team and medical professionals to properly assess your injuries and damages.
Real Estate Disputes
Our firm is experienced in a variety of real estate litigation. We may be able to assist you with the following:
→ Filing a lawsuit against your mortgage lender.
→ Requesting a temporary restraining order (TRO) to prevent foreclosure.
→ Filing a lawsuit to enforce your contract with your lender.
→ Filing a lawsuit for forged or fraudulent documents.
→ Handling a dispute regarding an easement.